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Small Business Administration
"Use of Supplemental Funds for COVID-19 Programs"
Updated: 6/3/2021

Still thinking about operating your own business.  What are you waiting for?  You will not find a bitter time then right now to open and run your own business.   The federal government has provided billions of dollars for the administration of help and or assistance of starting up your own business, due to the effects of the COVID 19.  Created in 1953, the U.S. Small Business Administration (SBA) continues to help small business owners and entrepreneurs pursue the American dream.  The SBA is the only federal agency fully dedicated to small business and provides counseling, capital, and contracting expertise. 
To learn more Click Here.    
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US Recovery From Pandemic Recession Is Showing Momentum

​"America Is Rebounding After Effects Of COVID 19 Virus" 
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Disaster Assistance: Financial, Food, Housing, and Bills Relief Programs & Services - Dated: 6/2/2021

According to USA.gov, their mission is to create and organize timely, needed government information and services and to make them accessible for people in need of help.  Their web site provides answers to questions regarding financial assistance from government programs and the current job employment options for individuals looking for work.   

Immediate Job Employment Openings: 6/1/2021

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WASHINGTON (AP) April 29, 2021:  Powered by consumers and fueled by government aid, the U.S. economy is achieving a remarkably fast recovery from the recession that ripped through the nation last year on the heels of the coronavirus and cost tens of millions of Americans their jobs and businesses.
Tech Businesses Paying Top Sign On Bonuses For Job Employment: Tech companies are known for offering large signing bonuses to recruit top talent. Facebook in particular, has been known to pay returning software engineering interns up to a $100,000 signing bonus. Quite a bit of cash for a new graduate, and that’s just the signing bonus.  The Top Five Companies are: Amazon;  Snapchat;  Apple, Facebook;  and LinkedIn.   
More Cities Are Handing People Cash With No Strings Attached. Here's Why: May 14, 2021 (NPR NEWS) 
Nearly two dozen American cities have signed on to pilot programs that offer basic incomes to low-income residents.
States And Cites ​That Will Pay You Cash To Move There in 2021:  Tired of your day job and or living where your living?  Not a problem.  Now you have some serious options on what to do and where you can go.  It’s true! There are places across the country that will give you money to move there!  To learn more Click Here.  Also you could get up to $10,000 to move to some of the cities listed on this web site, Click Here for more Info.  On this web site you can get up to $10,000 and a free Bike,  Click here for more info.  If you're looking to make as much cash as possible for leaving your city behind, the coastal community of Southwest, Michigan tops the list with a whopping $16,000 offer!  Augusta, Maine, which offers $15,560 as well as additional benefits for STEM degrees and graduate degrees, and Montpelier.
​Airlines Add More Flights And New Routes: May 7, 2021 • Amid a sudden surge in demand for domestic travel, decimated airlines are adding service to new markets as they try to inch back to profitability.
U.S. Jobless Claims Extend Decline to New Pandemic Low:  Initial unemployment claims for regular state programs, a proxy for layoffs, fell last week to 406,000 from 444,000 the prior week, the Labor Department said Thursday. That level represents the lowest levels of claims since the coronavirus pandemic’s onset last year and the fourth consecutive week claims have reached a new pandemic low.
Services Businesses in U.S. and Europe See Pickup: ​An acceleration in Covid-19 vaccinations appears to be having a more beneficial impact on Europe’s services sector than anticipated, while U.S. services businesses saw their sharpest increase in activity in more than a decade.
Jobless Claims Extend Decline to Pandemic Low: ​Initial unemployment claims through regular state programs declined to 444,000, another pandemic low, at least 22 states plan to end an extra $300 a week in federal jobless benefits early.
Countries Eager to Reopen to Travel as Pandemic Recedes:  Around the globe, countries are taking different approaches for re-opening to travel after more than a year of virtual lockdowns in most of the world.
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Help For Homeowners
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​If your ability to pay your mortgage is impacted, and your loan is owned by Fannie Mae or Freddie Mac (use the "loan lookup" tools: https://www.knowyouroptions.com/loanlookup for Fannie Mae or https://ww3.freddiemac.com/loanlookup/ for Freddie Mac to find out) if you may be eligible to delay making your monthly mortgage payments for a temporary period, during which:
  • You won’t incur late fees. 
  • Foreclosure and other legal proceedings will be suspended ​
Video On CARES ACT Mortgage Forbearance
​There are hardship programs in place to help homeowners who have been directly or indirectly affected by the coronavirus and are struggling to make their mortgage payments. The Federal Housing Finance Agency, which oversees Fannie Mae and Freddie Mac, encourages homeowners adversely impacted by the coronavirus who are having difficulty paying their mortgages to reach out to their mortgage servicers as soon as possible. You can find the number for your mortgage servicer on your monthly mortgage statement or coupon book.
 
FHFA has established a dedicated webpage with relevant updates and resources available here: www.fhfa.gov/coronavirus(link is external)
 
Additionally, Fannie Mae and Freddie Mac have their own dedicated webpages for homeowners, with online tools for determining if your mortgage is owned by Fannie Mae or Freddie Mac:
 
Fannie Mae: Coronavirus (COVID-19) Help(link is external) Freddie Mac: Extending Help to Homeowners Impacted by COVID-19(link is external)
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​If you need assistance finding food, paying housing bills, or other essential services, go to the 211.org/services/covid19 Web Site, to speak to someone who can help.  By using the COVID-19 SCREENING TOOL there, you can find various help related to covid-19. 
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​Cash, Medical and Nutritional Assistance

DES is committed to providing assistance to Arizona communities during the COVID-19 outbreak to meet their basic needs. Apply for Nutrition, Cash and Medical Assistance online or call (855) 432-7587.

Apply Today: The DES Coordinated Hunger Relief Program partners with regional food banks to provide food to individuals in need.  Learn More (link is external)
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​As a public service announcement, we remind everyone that the Cold and flu season is here, and you have control over protecting yourself and family from getting sick by learning when and how to wash your hands.  Parents need to teach children the best way to wash their hands so they can help prevent the spread of illness.    Washing Often is Key If you’re not sure, just go ahead and wash your hands.

Quick guide to help you prevent spreading germs: "Before eating food, touching dishes or utensils".  "Before and after caring for someone at home who is sick with vomiting or diarrhea".  "Before and after treating a cut or wound".  "Before and after feeding a baby Before, During, and After".   "Before, during, and after preparing food After".   "After blowing your nose, coughing, or sneezing".   "After touching an animal, animal feed, or animal waste".   "After touching garbage".  "After handling dirty laundry".  "After touching public items like shopping cards and handles".  
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The Arizona Disability Coalition (ADC) is a statewide, cross-disability coalition.  The ADC includes individuals and organizations from across Arizona, where you will find people disabilities have equal opportunity to participate fully in all aspects of life.  For Information Contact Us
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Free Training For Covid 19 Relief Funds 1/21/2021

THE PROGRAM

The CARES Act Readiness Program for Small Businesses is a free training program that helps both novice and experienced borrowers navigate the CARES Act and get access to the capital they need to sustain their business.
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The Arizona Small Business Association and Arizona Chamber of Commerce have joined forces to bring you the CARES Act Readiness Program for Small Businesses. This training program – which is offered at no cost to you – helps both novice and experienced borrowers successfully access relief funds.
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​Short-Term Crisis Services
Short-Term Crisis Services (STCS)
​Program provides temporary assistance to low-income families experiencing an emergency need that cannot be met immediately by their own income, and resources to help stabilize an immediate financial crisis. A dependent child must live in the home.

The STCS Program provides emergency assistance with:
  • Preventing homelessness by helping with rent or mortgage payments
  • Emergency shelter
  • Utility payments and utility deposit assistance
  • Special needs related to maintaining or securing employment
  • Rental deposits

A crisis, according to the STCS program, may be defined as one of the following:
  1. A separation from the family that resulted from domestic violence where the applicant is unable to return home
  2. Loss of income
  3. An unforeseen event that makes it difficult to meet one’s expenses
  4. A situation that endangers the health and safety of the family
  5. Applicant must be able to explain and provide proof of emergency need for assistance.

For More Information Click Here
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Pandemic Unemployment Assistance (PUA): 

As of 1/21/2021, the Pandemic Unemployment Assistance (PUA) provides benefits to individuals who are historically ineligible for regular unemployment benefits. To learn more about PUA, visit the PUA webpage.

File a PUA Claim​  

​For Pandemic Emergency Unemployment Compensation (PEUC)
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ARIZONA @ WORK

ARIZONA @ WORK offers no-cost workforce readiness services to help job seekers get back to work and help employers hire and retain the best labor force for their needs. Learn more about job search services, resume support and training opportunities.
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Check ARIZONA @ WORK for an expansive list of employers who are hiring immediately. DES is also hiring for many job openings across the state.
View Jobs Hiring Now                                        View Open DES Jobs
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Housing 4 Now Programs & Services
Most  Popular Housing 4 Now Programs
Get Stated Today 
Free Services For Our Veterans 
Free Financial Services 
Small Business Center & Services
Learn About Disability
​Programs & Services
Start A Home Based Business Today
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Fun And Free Things To Do In Arizona
Find  Out  What's  Going  On 
​ In  Your  Community 
You can find many "Free" or "Low Cost" things to do in Phoenix.  All it takes is a little time, to locate the event that you would like to check out.  Arizona is also home to some of the most historic western age events, in United States history.  Some examples include: "The Gold Rush".       "Visit Phoenix, AZ"

Many people fail to realize that there are still plenty of places in Arizona that you can go and dig for gold.  How about some old western scenery "Ghost Town's".  What ever your mind  & spirit thirst for, Arizona has you covered.        
Video On Things To Do
​In Phoenix, AZ 
And Surrounding Cities
Free And Low Cost Things To Do In Phoenix Arizona And Surrounding Cities
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Thank You For Your Support And Donations

To date, we are very excited to announce that our programs and social services have
helped over 345,000 persons, to either find housing, social services, or job employment.
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