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​Billions of Dollars of Free Money

There are Billions of dollars in grant funding and financial benefits available right now, for your business and for those who need help.  But you have to apply for it to receive your share. This money comes from private donations, federal and state government programs, foundations, and other funding sources, all dedicated to support businesses, nonprofits, faith-based organizations, and community-driven initiatives. Money for veterans, senior citizens, small business owners, nonprofit agencies, or for someone working to combat homelessness.  There are grants designed to support your mission. 

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​                      Arizona Homeless Services

If you are experiencing a housing crisis and in need of assistance, we recommend calling 211 first.  The DES Homeless Coordination Office, using a combination of federal and state funds, contracts with not for profit and local government entities to provide the following services directly throughout the State of Arizona: Rapid Rehousing,  Emergency Shelter, Homeless Prevention, Street Outreach. 
Find Services at: Arizona Department of Economic Security
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                      Charities That Help Pay Bills

1. Society of St. Vincent de Paul

• Services: Provides one-time assistance with rent, mortgage, and utility bills. Assistance is offered through local chapters based in Catholic churches across Arizona.
• How to Access: Contact the local St. Vincent de Paul chapter serving your area. Each chapter operates within specific neighborhood boundaries and has varying hours.  Website: https://www.stvincentdepaul.net/get-help/rent-and-utility-bill-assistance 

    2. The Salvation Army

• Services: Offers emergency assistance programs to help families pay bills, including rent, mortgage, and utilities, to prevent service disconnection and eviction.
• How to Access: Contact the nearest Salvation Army location to inquire about available assistance programs and eligibility requirements.
• Website: https://www.salvationarmyusa.org/usn/rent-mortgage-and-utility-assistance/   

    3.  Mesa Community Action Network (MesaCAN)

• Services: Provides financial assistance, including help with utility bills, to low-income households in Mesa, Arizona.
• How to Access: Residents of Mesa can apply for assistance by contacting MesaCAN directly.
• Website: https://turnanewleaf.org/services/financial-empowerment/mesacan/

    4. Wildfire (formerly Arizona Community Action Association)

• Services: Administers the Home Energy Assistance Fund (HEAF), which helps low-income Arizona families pay for heating, cooling, and appliance repair costs.
• How to Access: To determine eligibility and find a local office to apply for assistance, visit their website.
• Website: https://wildfireaz.org/find-help/energy-assistance

    5. Phoenix Rescue Mission

• Services: Offers various programs, including emergency services, addiction recovery, and vocational development, which may include assistance with basic needs.
• How to Access: Contact the Phoenix Rescue Mission to learn more about available programs and assistance options.
• Website: https://phoenixrescuemission.org/

Please note that availability of assistance and eligibility requirements may vary. It's recommended to contact these organizations directly or visit their websites for the most current information and to determine the application process.
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                      Government Grants For Individuals

Several U.S. government agencies provide grants to individuals, but they are usually targeted toward specific purposes such as education, business startups, housing, research, and community development. Below are key government agencies that offer grants to individuals:

1. Grants.gov

• Website: https://www.grants.gov
• Purpose: A central database for all federal grants. While most grants are for organizations, some are available to individuals in areas such as education, housing, and business development.

2. U.S. Small Business Administration (SBA)

• Website: https://www.sba.gov
• Purpose: Offers small business grants for specific groups, such as veterans, women, and disadvantaged entrepreneurs.

3. U.S. Department of Housing and Urban Development (HUD)

• Website: https://www.hud.gov
• Purpose: Provides grants and rental assistance to individuals for housing needs, including first-time homebuyers and low-income renters.

4. U.S. Department of Health and Human Services (HHS) – Benefits.gov

• Website: https://www.benefits.gov
• Purpose: Lists various government assistance programs for low-income individuals, including grants for medical expenses and food assistance.

5. National Institutes of Health (NIH)

• Website: https://www.nih.gov
• Purpose: Offers research grants and financial assistance to individuals involved in medical and health-related research.

6. U.S. Department of Education (Federal Student Aid)

• Website: https://studentaid.gov
• Purpose: Provides Pell Grants and other federal financial aid to individuals pursuing higher education.

7. U.S. Department of Agriculture (USDA) – Rural Development Grants

• Website: https://www.rd.usda.gov
• Purpose: Offers grants to individuals in rural areas for home repairs, farm improvements, and food security programs.

8. U.S. Department of Veterans Affairs (VA) – Veteran Grants

• Website: https://www.va.gov
• Purpose: Provides grants to veterans for housing, education, and starting businesses.

9. National Endowment for the Arts (NEA) and National Endowment for the Humanities (NEH)

• NEA Website: https://www.arts.gov
• NEH Website: https://www.neh.gov
• Purpose: Grants for individual artists, writers, and scholars for creative and research projects.

10. Social Security Administration (SSA) – Disability and Low-Income Assistance

• Website: https://www.ssa.gov
• Purpose: Provides Supplemental Security Income (SSI) and other assistance programs for individuals with disabilities. ​

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                                                     Government Help Agencies

1. USA.gov - Help with Bills: Provides information on government programs that assist with paying bills, including rent, food, and utilities.  www.usa.gov/help-with-utility-bills
2. Benefits.gov - Low Income Home Energy Assistance Program (LIHEAP): Offers assistance to eligible low-income households with their heating and cooling energy costs.
3. USDA - Supplemental Nutrition Assistance Program (SNAP): Provides nutrition benefits to supplement the food budget of needy families so they can purchase healthy food.
4. HUD - Rental Assistance: Information on rental assistance programs provided by the U.S. Department of Housing and Urban Development.
5. HHS - Low Income Home Energy Assistance Program (LIHEAP): Assists eligible low-income households with their home energy bills.
6. USDA - Women, Infants, and Children (WIC) Program: Provides federal grants to states for supplemental foods, health care referrals, and nutrition education for low-income pregnant, breastfeeding, and non-breastfeeding postpartum women, and to infants and children up to age five who are found to be at nutritional risk.
7. HHS - Community Services Block Grant (CSBG): Provides funds to alleviate the causes and conditions of poverty in communities.
8. HUD - State Information: Offers information on housing assistance programs available in each state.
9. Benefits.gov - Temporary Assistance for Needy Families (TANF): Provides temporary financial assistance to pregnant women and families with one or more dependent children.
10. USDA - The Emergency Food Assistance Program (TEFAP): Helps supplement the diets of low-income Americans by providing them with emergency food assistance at no cost.

          For residents in Phoenix, Arizona, additional local assistance programs are available:

• City of Phoenix Human Services - Community Resources: Offers emergency utility and rental assistance, eviction prevention, and move-in assistance.
  phoenix.gov
  
  
• City of Mesa - Limited Income Assistance Programs: Provides utility assistance programs for eligible low-income residents.
  mesaaz.gov
  
  

Additionally, the Consumer Financial Protection Bureau suggests contacting 211, a service that can help identify local resources for assistance with rent and utility bills.
consumerfinance.gov

Please note that program availability and eligibility requirements can change. It's advisable to visit these websites or contact the relevant agencies directly for the most current information.
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​                                                                       Ex-Felon Resources And Funding​

The Second Chance Act is a federal law enacted in the United States in 2008, aimed at reducing recidivism and improving outcomes for individuals returning to society after incarceration. The U.S. Department of Justice (DOJ) plays a key role in administering and funding programs under this act. The legislation recognizes that successful reintegration of formerly incarcerated individuals into their communities can enhance public safety and reduce the economic and social costs of recidivism.
Key Components of the Second Chance Act:

1. Reentry Programs: The act provides funding for state and local governments, as well as nonprofit organizations, to develop and implement programs that support reentry. These programs may include job training, education, substance abuse treatment, mental health services, and housing assistance.
2. Mentoring Initiatives: The act supports mentoring programs to help formerly incarcerated individuals transition back into society by providing guidance, support, and resources.
3. Family-Based Treatment: It promotes programs that strengthen family ties and provide treatment for substance abuse and other issues within a family context.
4. Technology and Data Improvements: The act encourages the use of technology to improve reentry planning and outcomes, as well as the collection of data to measure the effectiveness of reentry programs.
5. Collaboration with Stakeholders: The act emphasizes collaboration between government agencies, community organizations, and other stakeholders to create comprehensive reentry strategies.

Goals of the Second Chance Act:

• Reduce recidivism rates by addressing the underlying causes of criminal behavior.
• Improve public safety by helping formerly incarcerated individuals become productive, law-abiding citizens.
• Save taxpayer money by reducing the costs associated with re-incarceration.
• Support communities by fostering successful reintegration and reducing the social and economic burdens of crime.

Impact: Since its enactment, the Second Chance Act has funded hundreds of programs across the U.S., benefiting thousands of individuals. Studies have shown that well-designed reentry programs can significantly reduce recidivism rates, highlighting the importance of continued investment in these initiatives.

For more information about the Second Chance Act and related programs administered by the U.S. Department of Justice, you can visit the official website of the Bureau of Justice Assistance (BJA), which oversees many of the initiatives under this act.  Or for programs that they offer:    Second Chance Act - Bureau of Justice Assistance
This page provides detailed information about the act, its goals, funding opportunities, and resources for implementing reentry programs. 
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                                                          Fund Raising Websites

Benevolent
Benevolent is a platform that helps individuals raise money for personal needs or entrepreneurial projects, including starting a nonprofit. People can offer their services, and through the platform, some may be paid for contributions toward launching nonprofits or assisting others in starting them.  Explore Benevolent

Kickstarter
Kickstarter is one of the largest crowdfunding platforms. While creators often don’t get paid until their campaigns are successful, there are opportunities for freelancers to provide paid services, such as campaign consulting, video creation, social media management, or graphic design.  Start crowdfunding on Kickstarter

Indiegogo
Indiegogo is another well-known crowdfunding platform that allows individuals and communities to raise funds for projects. There are opportunities to offer paid services such as creating campaign pages, marketing, or even offering tech support to help optimize campaigns.  Start crowdfunding on Indiegogo

GoFundMe
GoFundMe is a popular platform for raising funds for community initiatives. You can get paid to assist others in setting up and managing their campaigns, including helping with donor outreach, social media strategies, and fundraising consulting.  Start a GoFundMe campaign

Fundly
Fundly allows people to raise funds for various causes, including community projects. Freelancers can get paid for offering services such as campaign management, graphic design, and content creation to help campaign creators attract donors and supporters.
Start crowdfunding on Fundly
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Patreon
Patreon allows creators to set up subscription-based fundraising models. While primarily focused on individual creators, community-based initiatives can use it to raise ongoing support. There are opportunities for individuals to get paid to manage campaigns, create content, or offer social media management.  Start a Patreon page
​
CrowdRise by GoFundMe
CrowdRise is a crowdfunding platform integrated with GoFundMe, specifically for community initiatives and nonprofit projects. You can find opportunities to get paid for your work managing campaigns or designing promotional materials for people raising funds for causes.  Explore CrowdRise

Donorbox
Donorbox is a fundraising platform for nonprofits, allowing users to set up donation forms for crowdfunding initiatives. You can get paid for offering services to set up donation systems, customize the form, and provide marketing support for campaigns.
Start using Donorbox

MightyCause
MightyCause is a platform for nonprofit crowdfunding. While nonprofits can raise money through the platform, there are paid opportunities to assist with campaign management, copywriting, video production, and social media outreach.
Start crowdfunding with MightyCause
​
Fundraiser by Donate
Fundraiser by Donate is a platform for crowdfunding where individuals can raise funds for a variety of causes. Freelancers can offer services such as campaign management, donor outreach, and graphic design to help people raise money for community projects.  Start fundraising with Donate

​YouCaring
YouCaring, now integrated with GoFundMe, allows users to raise funds for personal, medical, or community-related causes. You can get paid by providing consulting services or helping to set up a campaign page and spread the word through marketing.
Start a campaign on YouCaring
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​                                               International Government Agencies

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1. United Nations (UN) Grants & Programs

• Website: https://www.un.org
• Purpose: The UN and its agencies, such as UNESCO, UNDP, and UNICEF, provide funding and grants for education, research, development, and humanitarian efforts worldwide.

2. World Bank – Development Grants Program

• Website: https://www.worldbank.org
• Purpose: Offers financial assistance to individuals, entrepreneurs, and researchers in developing countries, particularly for poverty reduction, education, and infrastructure projects.

3. European Union (EU) Grants & Funding

• Website: https://ec.europa.eu/info/funding-tenders/opportunities/portal/screen/home
• Purpose: The EU provides funding through programs like Erasmus+ (for students), Horizon Europe (for researchers and entrepreneurs), and grants for startups and small businesses.

4. International Monetary Fund (IMF) – Scholarships & Fellowships

• Website: https://www.imf.org/en/About/Factsheets/IMF-Institute-Training
• Purpose: Offers scholarships and training programs for individuals in economics, finance, and development fields, particularly from low-income countries.

5. Commonwealth Scholarship Commission (CSC – UK Government)

• Website: https://cscuk.fcdo.gov.uk/
• Purpose: Provides fully-funded scholarships for students from Commonwealth countries to study in the UK.

6. African Development Bank (AfDB) Grants & Scholarships

• Website: https://www.afdb.org/en/projects-and-operations/procurement/grant-opportunities
• Purpose: Offers grants, scholarships, and funding opportunities for individuals and entrepreneurs in Africa.

7. Asian Development Bank (ADB) – Grants & Scholarships

• Website: https://www.adb.org/what-we-do/funds
• Purpose: Provides funding for individuals in Asia-Pacific countries for business, education, and research opportunities.

8. Organization of American States (OAS) Scholarships & Grants

• Website: https://www.oas.org/en/scholarships/
• Purpose: Provides educational funding and research grants for individuals from OAS member states (North America, South America, Central America, and the Caribbean).

9. International Labour Organization (ILO) – Training & Employment Grants

• Website: https://www.ilo.org/global/about-the-ilo/how-we-work/development-cooperation/lang--en/index.htm
• Purpose: Offers funding and support for individuals seeking job training and entrepreneurship opportunities in developing nations.